ZAKAT / ANNUAL ASSESSMENT

Calculate your Zakat.

A transparent, four-step assessment using the Nisab basis and metal prices you supply. Every calculation runs in your browser — your figures never leave your device.

  • 2.5% annual rate
  • 85 g gold benchmark
  • Global currencies
  • Client-side only

Start with money and liabilities. Gold and silver have their own valuation sections below the assessment frame.

MONEY ASSESSMENT

Assets & liabilities

Gold / gram—
Silver / gram—
Active Nisab85 g goldNot configured

Metal prices: manual entry·US Dollar·Nisab needs a metal price

01 / ELIGIBLE ASSETS

Cash on hand

USD

Physical currency, wallets, and petty cash you actually hold.

USD

Physical currency and liquid wallets.

Category subtotal—

Switching categories keeps every entry. All money figures use USD.

Live assessmentAwaiting prices
Eligible assets$0.00
Deductible liabilities− $0.00
Net zakatable wealth$0.00
Nisab · gold—
Zakat due · 2.5%—

Add the active metal price to establish the Nisab threshold.

Full assessment

VALUATION 02 / METALS

Gold & silver

Separate valuations, each with its own purity adjustment, price, and explicitly configured Nisab benchmark. The active benchmark controls the eligibility comparison in every result above and below.

GOLD

Gold valuation

Weight, purity, price, and benchmark in one place. The gold value is added to your eligible assets.

g

Fine-metal equivalent: 0 g

karat

Value is adjusted to fine 24k content before applying the price.

USD

Enter a price to activate this valuation.

g

Explicitly configured benchmark; edit it to match your chosen convention.

Fine metal0 g
Current value—
Nisab benchmark85 g
Nisab threshold—

Manual metal price — no live quote has been used.

The 85 g benchmark is a configured convention, not a universal ruling. Gold is valued at its fine 24k equivalent.

SILVER

Silver valuation

Silver is assessed separately and then added to eligible assets. Selecting silver changes the active threshold.

g

Fine-metal equivalent: 0 g

/1000

Value is adjusted to pure silver before applying the price.

USD

Enter a price to activate this valuation.

g

Explicitly configured benchmark; edit it to match your chosen convention.

Fine metal0 g
Current value—
Nisab benchmark595 g
Nisab threshold—

Manual metal price — no live quote has been used.

The 595 g benchmark is a configured convention. Silver is adjusted to pure silver before applying the price.

ASSESSMENT 03 / RESULT

Final Zakat assessment

Every figure below comes from the same live calculation model used inside the calculator. Change any input above and this breakdown stays synchronized.

Awaiting prices
Eligible assets$0.00
Deductible liabilities− $0.00
Net zakatable wealth$0.00
Active Nisab basisGold · 85 g (24k)
Active Nisab thresholdNot configured
Eligibility statusAwaiting prices
Annual Zakat rate2.5% (1/40th)
Zakat due—

Add the active metal price and benchmark to establish eligibility.

Hawl limitation: this page can verify the arithmetic but not your holding period. Zakat is due when the wealth remains at or above the Nisab for one complete lunar year (approximately 354 days).

Privacy: asset values, liabilities, and results stay in this browser. Nothing is saved between visits and no financial figure is included in a market or exchange-rate request.

A transparent calculation aid, not a binding religious ruling. Benchmarks and deductible liabilities differ between methodologies; consult a qualified scholar for individual rulings.

FIQH SUMMARY

Core Principles of Zakat (Fiqh Summary)

The Nisab Threshold

Nisab is the minimum qualifying amount of wealth a Muslim must own before Zakat is due. It is established as either 85 grams of 24k gold or 595 grams of pure silver.

The Hawl (1 Lunar Year)

Zakat is due once one complete lunar year (approximately 354 days) has passed with the wealth remaining equal to or above the Nisab threshold.

Eligible Recipients

Surah At-Tawbah (9:60) specifies the eight categories of recipients, primarily the poor (al-Fuqara') and the needy (al-Masakin).

How this Zakat calculator works

Enter the assets you hold and the calculator adds cash and bank balances, the monetary value of gold and silver, investments, and business stock. Debts and liabilities you enter are subtracted. The result is compared with the Nisab threshold you choose — 85 grams of 24k gold or 595 grams of pure silver — and, where the net total reaches it, Zakat is shown at 2.5%.

The two Nisab bases can produce different results because gold and silver prices differ. The page lets you enter a metal price manually or request a live valuation, and it shows which basis and price were used so the figure can be checked. Currency conversion is applied where the calculator supports it; exchange rates and metal prices move, so a saved result is a snapshot rather than a standing valuation.

Zakat is due once a lunar year (hawl) has passed with wealth remaining at or above Nisab, and the treatment of mixed assets, deductible debts, and business inventory can vary by school and circumstance. The Islamic calendar can convert between Gregorian and Hijri dates if you need to track that lunar anniversary. This calculator is an estimating aid for your own review. It does not issue a fatwa and cannot account for every personal or scholarly consideration; for a complex estate, consult a qualified scholar.

Frequently Asked Questions